Answer:
Annual fee ( B )
Explanation:
The most important factor to consider when selecting a credit card if you pay your balance on time which means that you have a god credit score and you should be conscious of the Annual fees charged by the issuing bank
The APR ( annual percentage rate ): this is the annual rate charged or earned for either borrowing or investing it is applicable on loans and credit card. since you have a good credit record i.e you pay your monthly balance on time you shouldn't be bothered about that
Annual fees are charged automatically because of the benefits that comes with the use of credit card and this is regardless of your credit score
Late fees are charged for late payment made on credit card
Over-the-limit fee are fees charged once a cardholder makes purchases over the balance of their credit card
