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MissPhiladelphia
Phishing is one of the most prevalent of all Internet scams. Phishing scams attempt to trick people into providing sensitive personal information such as credit card or banking details. What is common is that you receive an email with an urgent or time-sensitive message requesting them to act immediately.

I believe the answer is: you receive an email with an urgent or time-sensitive message requesting them to act immediately.

The urgency/time-sensitive message trigger the 'fear of missing out', which often make people become too hasty to think and make rational decision. This is how phishing emails able to exploited its victims to obtain some sort of financial gain from them.

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