The correct answer is option A. pay a certain amount of money before insurance will cover expenses.
What is the purpose of insurance deductible?
An insurance deductible is a specific amount you need to spend before your insurance policy pays for some or all of your claims. insurance companies use deductibles to make certain policyholders have skin in the game and will share the fee of any claims.
Conclusion: Deductibles serve a dual purpose: they save the insurance company money (including the administrative cost of processing small claims) and might assist maintain your premium expenses lower.The amount you pay for covered health care services before your insurance plan starts to pay.
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