If you are sure that you will be able to pay off the balance of your credit card bill in full each month, you should consider:

A) getting two credit cards, so you always have a line of credit open for use.

B) raising your borrowing limit on your credit card so you can spend more

C) only credit cards that offer a low APR

D) only credit cards that offer zero annual fees even if the APR is high.

When an individual is sure that they will be able to pay off the balance of your credit card bill in full each month, Then it is advisable for the person should consider only using credit cards that offer zero annual fees even if the APR is high.

For better understanding let's explain the terms

Credit cards are often offered by financial companies to its customers for withdrawal of their money from their account.

APR is simply known as annual percentage rate. It is the annual interest rate that is charged for using credit.The removal or no annual fee is better for an individual who can pay their credit card bill each month.

From the above we can therefore say that the answer When an individual is sure that they will be able to pay off the balance of your credit card bill in full each month, Then it is advisable for the person should consider only using credit cards that offer zero annual fees even if the APR is high, is correct

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