Adrian owns an older used car that is valued at about $1,000.

He is considering whether to change his car insurance policy.

He has the option to purchase additional coverage for $200/month that will protect his vehicle if it is damaged in an accident. If there is an accident, the insurance company will pay Adrian the amount his vehicle is worth.

Purchasing insurance can help Adrian risk.

Adrian’s best decision in this case is to because the policy is

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