(5) Blackbeard and Shamus find a treasure chest with $40,000 in coins inside. Blackbeard takes
$25,000; Shamus takes the remaining $15,000. Shamus is money-savvy and decides to invest his
treasure in a bank account that yields an 8% annual interest rate compounded quarterly. If he leaves
the treasure in the account for five years, who
will end up with the most valuable treasure?