100 POINTS NEED HELP ASAP WILL GIVE BRAINLIESTGrant has avoided applying for credit cards or taking loans. He only uses his savings to pay for purchases. What is the most likely result of his choice? (3 points) Select one: a. He will not be able to buy a house or car. b. He will not have any debt to pay back. c. He will not be able to buy expensive things. d. He will not have any money for emergencies.