Which version of the sentence uses punctuation correctly?

The water in the stream was cool and refreshing on my bare feet consequently; I waded, in it for a few minutes.

The water in the stream was cool, and refreshing on my bare feet consequently; I waded in it for a few minutes.

The water in the stream; was cool and refreshing on my bare feet consequently I waded in it for a few minutes.

The water in the stream was cool and refreshing on my bare feet; consequently, I waded in it for a few minutes.