Credit card A offers an APR of 27.29%, compounded monthly , while credit card B offers an APR of 27.12%, compounded daily . All else being equal, which card offers the better deal for the consumer ? A. Credit card A, because its effective interest rate is about 0.16% less than that of credit card B. . Credit card B, because its effective interest rate is about 0.16% greater than that of credit card A. C. Credit card A, because its effective interest rate is about 0.16% greater than that of credit card B. D. Credit card B, because its effective interest rate is about 0.16% less than that of credit card