You are a security consultant working with a leading South African bank, and you have been tasked with improving the security measures throughout the systems development life cycle (SDLC) of the bank's digital services. The South African banking industry is experiencing a surge in digital transactions and online banking services, making it crucial to ensure the security of customer data and financial transactions.  Task: Discuss the role of security in the systems development life cycle (SDLC) within the context of the South African banking industry. Your discussion should address the following points:  1. Introduction (2 marks):   Provide a concise overview of the South African banking industry's current state in terms of digital services and the importance of security in this sector.  2. Security Considerations in Each Phase of the SDLC (12 marks):   Break down the SDLC into its main phases (phases will depend on the methodology deployed) and for each phase, discuss specific security considerations and practices that should be implemented by the bank. Highlight the importance of aligning security with each phase to ensure the confidentiality, integrity, and availability of customer data.  3. Compliance and Regulatory Aspects (4 marks):   Explain the relevance of South African banking industry regulations and compliance requirements in shaping security practices during the SDLC.  4. Challenges and Emerging Threats (5 marks):   Identify challenges and emerging threats that the South African banking industry might face regarding information security in the SDLC and briefly discuss adaptive strategies.   5. Conclusion (2 marks):   Summarise the key points discussed in your paper and emphasise the critical role of security in the SDLC of the South African banking industry.