The main difference between an HMO and a PPO is that the patient pays more out of pocket for a HMO.
1. The main difference between an HMO and a PPO is the higher out-of-pocket costs for a patient with an HMO.
2. The main difference between an HMO and a PPO is the increased financial responsibility for patients with an HMO.
3. The main difference between an HMO and a PPO is the greater out-of-pocket expenses for individuals enrolled in an HMO.
4. The main difference between an HMO and a PPO is the higher cost-sharing for patients with an HMO.

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