As an insurance agent, Billy owes certain duties to the people he insures and those who apply for insurance. Which of the following is NOT one of those duties?
A) Duty of confidentiality regarding the client's personal information.
B) Duty of honesty and disclosure about policy terms and conditions.
C) Duty to act in the best interests of the client when recommending insurance products.
D) Duty to collect premiums and manage policy payments efficiently.