Which of the following provision for free insurance offered as an incentive to purchase or rent property is TRUE?
a. The free insurance offered as an incentive is limited to property damage only
b. The free insurance offered as an incentive is available for a limited time period
c. The free insurance offered as an incentive is only available for first-time buyers or renters
d. The free insurance offered as an incentive is provided by a specific insurance company selected by the property owner or landlord.