Colin has some hand-me-down furniture his brother gave him when he moved
in with his fiancée. The sofa and chairs are threadbare, and quite frankly, they
aren't Colin's style. He hasn't wanted to deplete his savings to buy new
furniture, but he saw a commercial offering interest-free financing on all sales
over $500 at a national furniture retailer. This could be one way for him to start
acquiring and building a credit history. In addition to allowing him to retain the
cash in his checking account, what is another reason for using credit to make
his furniture purchase?