Two conditions must be met before communicating "other" information among affiliates. One is that it must be clearly and conspicuously disclosed to the consumer that the information will be communicated among such entities. What is the second condition?
A. Before the information is communicated, the bank must inform the consumer that no opt-out rights are available
B. Before the information is initially communicated, the bank must give the consumer the opportunity to opt out of the communication
C. Before the information is communicated, the bank must provide the consumer with a list of all the ways the information might be used
D. Before the information is communicated, the bank must instruct the consumer to contact the affiliate by phone to limit use