Which of the following statements apply to self-funded or self-insured health plans?
a) The employer establishes the benefit levels and the plan types offered.
b) Self-funded health plans also may buy other types of insurance, such as vision, instead of insuring the benefit themselves.
c) Self-insured employers cover more than half of all employees in the United States.
d) Self-funded health plans must lease a managed care organization's network.