Suppose you purchase a new home for ​$190,000​, making a down payment of 25​% and taking out a mortgage on the balance.
Your leverage would be ______. If one year later the price of homes increase by 20%, the return on your investment in your home is ________.
a. 4, 80%
b. 0.25, 80%
c. 47500, 20%
d. 4, 20%