A CLP lender submits an application for an applicant who has direct loans with FSA. The repayment capacity is 126% and security is 64% loan to value. A review of the application shows that the lender has no included a VISA debt that is on the applicant's most recent farm business plan. The VISA debt is $1,084 with annual payments of $360. You should
A. Call the lender before approving the loan, documenting in the file that the debt is not material to the loan repayment or security.
B. Send the lender an incomplete application letter
C. Reject the application
D. Amend the application yourself since the payment is small"