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04-01-2024
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When does the Insurance Act dictate a contract of insurance takes effect?
a. 12:01 am standard time at the address of the named insured
b. 12:01 am standard time at the address of the risk location
c. 12:01 am local time at the address of the named insured
d. 12:01 am local time at the address of the insurance company

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