A loan payment of $1300.00 was due 10 days ago, and another payment of $900.00 is due 40 days from now. What single payment 130 days from now will pay off the two obligations if interest is to be 2%, and the agreed focal date is 130 days from now?

a. $2137.88

b. $1996.42

c. $1900.00

d. $1864.21