How does the interest paid on U.S. Savings Bonds compare to the savings account rates paid by banks and credit unions?

A) U.S. Savings Bonds typically offer higher interest rates than savings accounts.
B) U.S. Savings Bonds typically offer lower interest rates than savings accounts.
C) The interest rates on U.S. Savings Bonds and savings accounts are usually the same.
D) The interest rates on U.S. Savings Bonds and savings accounts vary depending on economic conditions.