The COVID-19 pandemic may be a significant "agent" of "Creative Destruction" (Schumpeter's theory of economic innovation and business cycles - with innovation enhancing the destruction of the old order and the creation of a new, better one). This is thought by many to be necessary to 'open the way' for new markets, technologies, products/services, innovations, business models, etc. Do you think that this is the case, and what roles might innovation and entrepreneurship play in creative destruction and the global recovery from the COVID-19 pandemic? 2: Resources, particularly financial resources, are crucial for innovation and entrepreneurship. Considering the extreme stresses on the global economy and financial systems due to the COVID-19 pandemic (e.g. economic GDP - losses, high debt loads -- for consumers, businesses and governments), what roles to you think that capital availability, interest rates and investment risks will play in the global recovery from the COVID-19 pandemic. Due to the heavy governmental deficit spending, do you think that businesses may be "crowded out" of financial markets? 1: The COVID-19 pandemic may be a significant "agent" of "Creative Destruction" (Schumpeter's theory of economic innovation and business cycles - with innovation enhancing the destruction of the old order and the creation of a new, better one). This is thought by many to be necessary to 'open the way' for new markets, technologies, products/services, innovations, business models, etc. Do you think that this is the case, and what roles might innovation and entrepreneurship play in creative destruction and the global recovery from the COVID-19 pandemic? 2: Resources, particularly financial resources, are crucial for innovation and entrepreneurship. Considering the extreme stresses on the global economy and financial systems due to the COVID-19 pandemic (e.g. economic GDP - losses, high debt loads -- for consumers, businesses and governments), what roles to you think that capital availability, interest rates and investment risks will play in the global recovery from the COVID-19 pandemic. Due to the heavy governmental deficit spending, do you think that businesses may be "crowded out" of financial markets?