Seima and Patty Bowver are twins, and boet work at the Springfield DMN. They decide to save for retirement, which is 30 years away. Theyl both receive an annuat retum of 11 percent on their investrient over the next 30 years. Selma invests $3,000 per year at the end of each year only for the frst 10 years of the 30−y ear period-for a total of $30,000 saved. Patty doesn' start saving for 10 years and then saves $3,000 per year at the end of each year for the remaining 20 years-for a fotal of $60,000 saved. How much wit each of them have when they tetre? a. Seima invests $3,000 per year at the end of each year only for the first 10 years of the 30-year peciod. How much will Seima have 10 years from now? (Round to the nearest cent) b. How much wit Selma turve when she retires 30 years from now? (Round to the nearest cent) c. Patty doesn sat savog for 10 years and then saves $3,000 per year at the end of each year tor the femaining 20 years: How much will Pally havo when she reties 30 years from now? 4 (Round to the nearest cent)

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