a. Are there any practical examples of the potential risks? List and explain one.
b. What would you propose as possible solutions to the challenges you stated above to minimize such risks to your bank in the 4th industrial revolution era? c. What factors do you think enable banks to effectively implement loT-enabled banking service? Explain three factors. d. What do you think is the level of development of loT-enabled banking in South Africa? Support your answer. e. In relation to the internet of things (IoT) and artificial intelligence (Al), what do you think could be the future development trends for the banking system which the South African banks should get ready for?