Investment Return. Thomas can invest $10,000 by purchasing a one-yeor T-6il for $9,604, o he can place the $10,000 in a twetve-month cO paying 4.73%. Which investment wil provide a higher refum? In addison to retum, what else should Thomas consider when making his irvestment decision? The cetuen on the T-bill is 6. (Reund to tivo docimal places.)