Assume a fixed rate, fully amortizing, mortgage loan is made in the amount of $60,000 with a 5.00% nominal interest rate. The loan has a 25−year maturity and equal monthly payments of principal and interest are due for 25 years. Upon loan origination, the lender charges an origination fee of 2% of the loan amount. At the end of 5 years (end of month 60), the borrower prepays the remaining loan balance and there is no prepayment penalty. What would be the effective interest rate for this loan in this scenario? Type your final answer as a percentage, not decimal value. Round your percentage value to two decimal places or the hundredths place. Note, express the effective interest rate as an annual rate (similar to class exercises). Type your answer...