Consider the following utility maximization problem for a household: 1-0-1 max Σβ 1-0 {Ct,at+1,bt+1,dt+1>0}=0_t=0 s.t. at+1 + bt+1 + dt+1 + Ct = (1 + i)at + (1 + ib) bt + (1 + id) dt Ct +r 1-o qt+1