Make a research on houses/condo prices and mortgage alternatives in all around GTA and nearby cities (Hamilton, Niagara, Ajax, etc). Decide to rent or mortgage option including all the house/condo related expanses (maintenance fee, house winter summer maintenance etc.) and choose one option and give smart reasons for it. Decide to invest to buy a house or condo considering asset increase, and liability you will have and make a projection for your group. Invest or not is the main decision, if so where and which one in particular?