You are planning for retirement 36 years from now. You plan to invest $3,400 per year for the first 6 years, $6,500 per year for the next 8 years, and $12,300 per year for the following 22 years (assume all cash flows occur at the end of each year). If you believe you will earn an effective annual rate of return of 12.5%, what will your retirement investment be worth 36 years from now?

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