Labu-Labi Takaful (Labu-Labi) bought a 10-line treaty surplus share retakaful from Retakaful Awang (Awang Re.) with a retakaful limit of RM30M (means the retention limit of Labu-Labi is RM3M). Calculate the division of takaful coverage between Labu-Labi and Awang Re. for motor takaful coverage with an takaful amount of RM50 million? a. RM3M and RM27M b. RM3M and RM30M c. RM30M and RM20M d. RM10M and RM40M