Currency users differ from currency issuers because
Group of answer choices (can be multiple answers):
users must acquire the currency before spending it. Issuers can spend the currency, without a financial constraint.
issuers are constrained in their spending by how much they have already issued, but users are not constrained in their spending.
currency users can be bankrupted by debts in their own currency, but currency issuers cannot.
currency users cannot be bankrupted by debts in their own currency, but currency issuers can.
users just spend the currency, whereas issuers merely create it.