According to the Special Provisions Endorsement for New York (DP 01 31), which of the following statements is correct? A According to a dwelling policy, the insured may sue the insurer after three years from the date of loss in New York B If a law requires a covered building to be demolished after being damaged by an insured peril, then it is covered by a DP-2 (broad peril form) policy C In the event of a fire loss to three- and four-family dwellings, the insurer must pay tax liens after the damage is repaired, unless the policy limit has been reached D Breakage of glass caused directly by earth movement is excluded